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Farm Insurance

We have extensive experience and product knowledge within the farming sector.

We offer flexible cover options that include:

  • Farmhouse and Contents
  • Farm Outbuildings/Slatted Units
  • Livestock, including Straying, Transit Disease and Mortality
  • Employers’ Liability
  • Public and Products Liability
  • Bulk Tank and Contents
  • Personal Accident
  • Vehicles – cars, tractors, quads and trailers

We provide professional advice and assess the requirements of each client by listening.

Farm Safety

Farm Safety is of utmost importance and is a legal requirement following the creation of the 2005 Health, Safety and Welfare at work act. OMW Insurance offers discounts to farmers who comply with this act.

Here are a number of common farm hazards and some suggestions at minimising the associated risks. These tips are intended as a general guide – contact your risk management adviser for specific advice on how to minimise the risks your farm may be exposed to:

  • Safety around machinery
  • Ensure all power take-off shafts are adequately guarded
  • Tractors must be properly maintained with cabs or safety frames fitted to OECD standard. Always remember to have the hand brake on and cab locked when not in use
  • Ensure all vehicles and trailers have mirrors, lights and indicators in good working order
  • Ensure any chain saws are fitted with a chain brake, safety chain, chain catcher, chain breakage guard and safety throttle
  • Work safely with pressurised hydraulic oils
  • Safety with livestock
  • Proper and regular maintenance of cattle handling units, cattle crushes and holding pens is essential
  • Bulls to be ringed and the ring regularly inspected
  • Make sure holding fields for dangerous animals are securely fenced off
  • Children’s safety
  • Do not carry children as passengers on attachments or trailers
  • Keep slurry pits covered
  • Keep chemicals and pesticides safely stored
  • Children are involved in one third of all accidents, so educate them on safety and regularly reinforce that message
  • Slurry pits
  • Make sure everyone on your farm is aware of the hazards of the slurry pit, including the production of dangerous gases such as hydrogen sulphide and ammonia
  • High levels of ventilation during agitation are vital
  • Only undertake agitation of the pit with two people present, if possible
  • Always avoid naked flames near pits
  • Farm health hazards
  • Asthma or ‘Farmers' Lung’ can be caused by close work to spores, moulds and organic dusts, so wear a dust mask
  • Leptospirosis can be caused by contact with stagnant water containing rats’ urine; symptoms are similar to a very bad attack of flu
  • Brucellosis outbreaks still occur – always take precautions around infected animals
  • Lyme disease can be transferred to humans by tick bites; keep arms and legs covered where possible and be alert to irritations and bites
  • Electrical Safety
  • All wiring and electrical installations must comply with the government regulations
  • Avoid temporary repairs by untrained people
  • Watch out for incorrectly installed fuses, loose plug tops, faulty equipment and frayed cables
  • Safe work procedures are essential near high voltage overhead lines. Fit RCDs with 30mA setting on all 220 and 380v socket circuits. Regular testing is important
© 2018 O'Mahony Walsh
O’Mahony Walsh Insurance Brokers Ltd (t/a OMW insurance) is regulated by the Central Bank of Ireland.