Whether you use your holiday home for family use only or you rent it out, we offer you specialist holiday home insurance which caters for your needs.
You need to protect your holiday home and its contents against any loss or damage and you need to know the extent of the limitations on your holiday home property insurance. We are here to help!
Fire Brigade Charges - €2,000
Escape of Water/Oil Policy Excess is increased to €500/€1000
Loss of rent and Alternative accommodation – up to 15% of Buildings Sum Insured
Accidental damage to cables underground pipes/tanks
Property must be located in an area free from flooding & must not be within 100 metres of any streams, rivers or tidal waves, subsidence, heave or landslip
Trace & Access €1,000 and Blockage of sewer pipes €1,000
Liability to the public €3,000,000 Liability to employees €3,000,000
Policy Excess €350 / Water Damage Excess €600 /Subsidence €2500/€5000
Subject to Average Clause
New for Old on Contents
Holiday Rental use (short term) available at no additional charge
Emergency Assistance 24hr Help Line on some policies
The failure to have property insurance in place could lead to a breach of the terms and conditions attaching to any loan secured on that property