We will work directly with you to evaluate your specific needs and then build a policy that provides the right combination of cover and price. We aim to arrange a single policy with one renewal date.
Every business is different, which is why wherever possible, our commercial combined insurance policies are designed around you. We look at your situation and find an insurance package that covers the individual risks your business will face, which means you only pay for the cover you need which can help save you money. As your business grows, we’ll adapt the policy to suit you.
Buildings and Contents
Plant, Machinery and Stock
Good in Transit
Directors and Officers
We have access to various Retail Products, enabling us to offer competitively priced cover that can be designed with your business in mind.
We can include cover for the buildings, outbuildings, walls, gates, fences, and landlord’s fixtures and fittings, tanks, drains, pipes and cables servicing the buildings.
Covers automatically include:
Trace and Access in respect of Water/Oil Leakage
Damage by Emergency Service Vehicles
Replacement of Locks
Including fixture and fittings, machinery and all other contents including shop/office front, external signs, business books, stock in trade, telephone installation, gas or electricity meter etc
Additional Cover (Trade Contents Only)
Trade fixtures and fittings temporarily removed from the premises up to a limit of 15% of Sum Insured
Accidental damage of fixed glass
Seasonal Increase of 25% to the Sum Insured at Christmas and Easter
Loss or damage to Money includingMalicious attack up to an agreed amount
Employers Liability up to €13,000,000
Public and Products Liability up to €6,500,000 or higher on request
Tenants Liability up to 15% of Sums Insured of Trade Contents
Business Interruption – This covers you against loss of income and/or extra expenses incurred as a result of interruption or interference to your Business caused by damage to Buildings or Contents
Additional Optional Covers depending on the type of business:
Loss or Damage of frozen food following an accidental failure of the power supply or breakdown of the appliance.
Covers goods in transit during collection and delivery
This section covers you and your employees against accidental bodily injury up to and agreed amount for any one injury.
If you would like a quotation or wish to discuss further, please contact OMW Insurance on 021 4873346 or email firstname.lastname@example.org.